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Debt-Free Starter Bundle

Debt payoff, monthly budget and savings goals, built to work together.

$19.99 USD · one-time

Buy on Etsy Buy direct: $17.99

🎉 25% off everything in our Etsy shop through Nov 4.

  • Google Sheets + Excel
  • Instant download
  • No formulas to touch

Three PlanfulPanda spreadsheets that work together to get you out of debt — for less than buying them separately ($27.97 → $19.99). Each works in Google Sheets and Excel, has a Start Here tab, and a dashboard that updates itself.

Perfect for: people paying down credit cards or loans who also want a budget that frees up extra money.

What's included

  • Debt Payoff Tracker: snowball and avalanche side by side, your debt-free date and total interest.
  • Monthly Budget Spreadsheet: plan every category, log spending, and find the extra money to throw at your debt.
  • Savings Goals Tracker: emergency fund and sinking funds with progress bars, so new debt doesn't creep back.

You receive

  • Download guide PDF with a "make a copy" button for each Google Sheets template.
  • ZIP with all three Excel (.xlsx) files.

How it works

  1. Download the files. Open the guide PDF and click a button, then choose Make a copy (or unzip and open the Excel files).
  2. Start with the Monthly Budget to see what you can put toward debt each month.
  3. Enter your debts in the Debt Payoff Tracker, pick snowball or avalanche, and watch your debt-free date move.

Compatibility

Google Sheets (free Google account) and Microsoft Excel 2016+. Set-up is easiest on a computer. Not designed for Apple Numbers.

License

Personal use. Please don't resell, share or redistribute the files.

Want all six templates? See the PlanfulPanda Complete Money Kit.

Designed by PlanfulPanda with AI-assisted tools; every formula and layout is hand-checked.

Questions about the Debt-Free Starter Bundle

What is the Debt-Free Starter Bundle?

The PlanfulPanda Debt-Free Starter Bundle is a spreadsheet template for Google Sheets and Excel. Debt payoff, monthly budget and savings goals, built to work together.

Who is the Debt-Free Starter Bundle for?

It's made for people paying down credit cards or loans who also want a budget that frees up extra money.

Does it work in Google Sheets and Excel?

Yes. You get a Google Sheets copy link and an Excel (.xlsx) file, Excel 2016 or newer. It isn't designed for Apple Numbers.

How much does it cost?

$19.99 USD on Etsy, or $17.99 when you buy direct through Payhip. It's a one-time purchase with no subscription.

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