🎉 25% off everything in our Etsy shop through Nov 4 Shop the sale →
Get the free budget
Paycheck Budget: image 1 of 9
Paycheck Budget: image 2 of 9
Paycheck Budget: image 3 of 9
Paycheck Budget: image 4 of 9
Paycheck Budget: image 5 of 9
Paycheck Budget: image 6 of 9
Paycheck Budget: image 7 of 9
Paycheck Budget: image 8 of 9
Paycheck Budget: image 9 of 9

Paycheck Budget

Budget by paycheck: see which bills each check covers before you spend it.

$8.99 USD · one-time

Buy on Etsy Buy direct: $8.09

🎉 25% off everything in our Etsy shop through Nov 4.

  • Google Sheets + Excel
  • Instant download
  • No formulas to touch

Budget by paycheck, not by month. List your bills once with their due days, set your pay schedule, and every paycheck shows exactly which bills it has to cover, how much goes to savings, and what's left to spend. Works in Google Sheets and Excel with no formulas to touch.

Perfect for: people paid weekly, biweekly or semi-monthly who feel tight between paydays.

What it does

  • Paychecks: 26 paychecks generated from your first payday (weekly, biweekly, semi-monthly or monthly). For each one: net pay, bills due before the next paycheck, savings, spending money, and what you actually spent.
  • Bills: up to 30 recurring bills with amount and due day. The paycheck that covers each bill is calculated.
  • Dashboard: next payday, bills per month, savings per year, average spending money, and a stacked chart of where each paycheck goes.
  • Settings: pay frequency, first payday, typical net pay, savings per paycheck.

WHAT YOU GET (instant download)

• PDF guide with your Google Sheets copy link

• Excel file (.xlsx) for Excel 2016 or newer, Windows and Mac

• Start Here tab with 5 set-up steps and sample bills you can replace

How it works

  1. Download the PDF, open the link, File → Make a copy (or open the Excel file).
  2. Fill in Settings and Bills.
  3. Before each payday, check the Paychecks row; after, type what you spent.

Compatibility

Google Sheets (free Google account) and Microsoft Excel 2016+. Set-up is easiest on a computer. Not designed for Apple Numbers.

License

Personal use (or one business of your own). Please don't resell, share or redistribute the files.

Pairs with the PlanfulPanda Monthly Budget Spreadsheet and Savings Goals Tracker.

Designed by PlanfulPanda with AI-assisted tools; every formula and layout is hand-checked.

Questions about the Paycheck Budget

What is the Paycheck Budget?

The PlanfulPanda Paycheck Budget is a spreadsheet template for Google Sheets and Excel. Budget by paycheck: see which bills each check covers before you spend it.

Who is the Paycheck Budget for?

It's made for people paid weekly, biweekly or semi-monthly who feel tight between paydays.

Does it work in Google Sheets and Excel?

Yes. You get a Google Sheets copy link and an Excel (.xlsx) file, Excel 2016 or newer. It isn't designed for Apple Numbers.

How much does it cost?

$8.99 USD on Etsy, or $8.09 when you buy direct through Payhip. It's a one-time purchase with no subscription.

You might also like